• Login
  • Register
  • Search

Financing Path Analysis of Small and Micro Enterprises Based on Internet Finance

Chen Cheng

Abstract


Small and micro enterprises are an important part of China’s economy and an important driving force to create tax revenue. However, the financial services they obtain do not match their economic status seriously, and they often fall into the plight of insufficient capital turnover. In this context, according to the traditional financing mode of small and micro enterprises, this paper analyzes the financing mode of Internet finance, and selects the financing path represented by P2P financing, crowdfunding financing and e-commerce small loan platform, and analyzes the corresponding countermeasures and suggestions. Finally, based on the perspective of Internet finance, the financing path of small and micro enterprises is optimized and proposed.


Keywords


Online Finance; Small and Micro Enterprises; Financing Path

Full Text:

PDF

References


Fan X. Research on the innovation of financing methods of my country’s small and micro enterprises under the background of Internet finance (in Chinese) [MSc thesis]. Yunnan: School of Economics, Yunnan University; 2015.

Zhou S. Research on the financing mode of small and micro enterprises under the background of Internet finance (in Chinese). Chongqing: School of Economics and Business Administration, Chongqing University; 2018.

Hu L. Research on the path of Internet financial services to small and micro enterprises (in Chinese) [MSc thesis]. Zhejiang: School of Economics, Zhejiang University; 2017.

Han X. Research on the Internet financial financing mode of small and micro enterprises—Taking Hua Ren Tian Di as an example (in Chinese) [MSc thesis]. Shandong: Shandong University; 2016.

Wang B. Research on financing mode of small and micro enterprises based on Internet finance (in Chinese) [MSc thesis]. Shaanxi: Northwest A&F University; 2014.

Wang X. A study on Internet finance helping relieve SMEs financing constraints. Journal of Financial Research 2015; (9): 128–139.

China Internet Association. China Internet Finance Report 2014.

Hao M. On financing dilemma and countermeasures of small and micro enterprises (in Chinese). Collection & Investment 2018; 44–45

Wang R. Internet finance and analysis of innovation of financing models for small and micro enterprises (in Chinese). Contemporary Economics 2016; (36): 102–103.

Chen H. Analysis of financing models of small and micro enterprises under the background of Internet finance (in Chinese). Market Modernization 2015; (15): 179–180.




DOI: http://dx.doi.org/10.18686/fm.v5i4.2873

Refbacks