Research on the Integration System of Regional Housing Provident Fund: Taking the Beijing-Tianjin-Hebei Region as an Example

Abstract

The housing accumulation fund system is mainly a housing security system for on-the-job employees. Under the guidance of the coordinated development strategy of Beijing-Tianjin - Hebei, Beijing, Tianjin and Hebei are deepening integrated development cooperation in multiple fields. on July 9, 2021, the Beijing Development and Reform Association proposed in the resolution of the meeting to promote the integrated reform of Beijing Tianjin Hebei housing provident fund. At present, the regulations on the administration of housing provident fund is the core legal basis for the development of housing provident fund business and the reform of the industry supervision level. However, the fuzzy legal attribute positioning and legal basis will affect the choice of reform measures, so it is necessary to sort out and analyze it. In addition, compared with the Pearl River Delta, Yangtze River Delta, along the Yellow River Basin, Sichuan Chongqing and other regions where the housing accumulation fund integration practice was first carried out, the Beijing-Tianjin -Hebei housing accumulation fund integration reform can learn from the existing domestic experience, while the actual development path needs to be studied based on the industry, population flow and current policy conditions in the region, and then through top-level design and supporting systems and regulations, give play to the role of housing accumulation fund in promoting regional coordinated development.