Development opportunities and challenges of fi nancial innovation in the era of artifi cial intelligence

Abstract

In the era of artificial intelligence, the rapid development of most industries, under the dual elements of science and
technology and innovation, the fi nancial industry has also ushered in his infl uence and challenges. Especially in the fi nancial innovation
industry, not only ushered in the technological innovation driven by the progress of science and technology, but also led a lot of regulatory
risks and industry challenges. Therefore, this paper will discuss the positive impact of artifi cial intelligence on fi nancial innovation as well as
the opportunities and challenges from the analysis of the current situation and defect environment of fi nancial innovation.