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Research on the Green Finance Development Model of Commercial Banks Based on FinTech

Weijiang Cui

Abstract


Since the 1990s, despite the rapid development of China’s economy, environmental pollution and ecological imbalances have become more and more serious. Fintech financial development technology is a financial-related concept in recent years, which has a huge effect on the research of commercial banks to realize the national green finance operation mechanism and effect evaluation. This article mainly studies how Industrial Bank can better improve the green credit risk management system in the context of Fintech, and also learns from Industrial Bank’s risk management of green credit, provides suggestions for the development of green credit risk management in the banking industry, and promotes modern green, and the development of credit risk management system construction.


Keywords


Sustainable Green Finance; Chinese Commercial Banks; Financial Technology

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References


Xu F. Research on the operating mechanism of commercial banks to implement green credit policy (in Chinese) [Master’s thesis]. Qingdao: Ocean University of China; 2009.

Liu W. The theory of commercial banks in China green financial development strategy research [Master’s thesis]. Nanchang: Jiangxi University of Finance & Economics; 2016.

Zhou T. Research on green credit risk management of Industrial Bank (in Chinese) [Master’s thesis]. Xinjiang: Shihezi University; 2020.

Liu W. Research on enterprise green management innovation (in Chinese) [PhD thesis]. Qingdao: Ocean University of China; 2009.




DOI: http://dx.doi.org/10.18686/fm.v5i4.2608

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