Research on the Construction of a Precise Financial Aid System for Students in difficult Majors in Jiangsu Maritime Higher Vocational Colleges from the Perspective of Digital Transformation

Abstract

This paper focuses on the construction of a precise ff nancial aid system for students in difficult majors in Jiangsu’s maritime higher vocational colleges from the perspective of digital transformation. Analyze the current practical predicaments of funding in terms of the accuracy of target identification, the matching degree between content and professional needs, the dynamic flexibility of management, and the integration degree between education and career development. It is proposed to build a precise funding system through paths such as constructing a multi-dimensional data fusion intelligent recognition model, creating a “funding +” personalized support matrix, establishing a full-cycle closed-loop dynamic management mechanism, and improving the two-way empowerment evaluation system of funding and education. Moreover, the guarantee strategies are discussed from three aspects: strengthening institutional guarantee and organizational collaboration, enhancing the data literacy of the funding team, and creating a humanistic care environment.