• Login
  • Register
  • Search

Study of Factors of Internet Financial ServicesInfluencing the Satisfactory Level of Sichuan Consumer Expectation

Chuanshu Ding

Abstract


Internet consumer finance refers to an emerging consumer finance model that relies on Internet information technology.
Traditional consumer finance mainly focused on mortgage products such as mortgages and car loans, and users were primarily
high-quality customers of banks. In contrast, internet consumer finance solved the financial consumption needs of everyone. This
research study combined the technology acceptance model, the expected confirmation degree model, and related theories to construct a theoretical model of the factors affecting the satisfaction of Chinese residents using Internet consumer finance in Sichuan.
The unique attributes of Internet consumer finance have been fully considered. Three characteristics of perceived risk, system
quality, and service quality were added to construct the theoretical model with consistent results.

Keywords


B2C Marketing Strategy; Word-of-Mouth Promotion; Consumer Purchase Intention

Full Text:

PDF

Included Database


References


[1] Atlas, S. et al. (2019). Financial Knowledge, Confidence, Credit Use, and Financial Satisfaction. Journal of Financial Counselling and Planning. Vol 30 Issue 2, p.113-128.

[2] McGee, J. and Sammut-Bonnici, T. (2015). Network Externalities. Journal of Business Management. Vol 12, p.234-245.

[3] Isaac, O. et al. (2016). Perceived Usefulness, Perceived Ease of Use, Perceived Compatibility, and Net Benefits: an empirical study of internet usage among employees in Yemen. Journal of Technology. Vol 33, p.33-45.

[4] Wang, J. (2019). Research Status of Internet Consumer Finance. Service Science and Management. Vol 8(5), p.199-204.

[5] Ajzen, I. and Fishbein, M. (1977). Attitude-behavior relations: A theoretical analysis and review of empirical research. Psychological Bulletin. Vol 84(5), p.888–918.

[6] Chanio, F. et al. (2017). Online Banking Information Systems Acceptance: An Empirical Examination of System Characteristics and Web Security. Information System Management. Vol 34, p.50-64.




DOI: http://dx.doi.org/10.18686/ahe.v6i11.4925

Refbacks