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Research on the Current Situation of Banking Competition in Beijing-Tianjin-Hebei Rural Area

Hanghang Jiao

Abstract


The banking industry, as the core of fi nance, the competition behavior will produce various economic benefi ts.Therefore, it is particularly important to study the level of banking competition in a certain place. Beijing-tianjin-hebei region,located in the North China Plain, has a superior geographical environment. In 2006, the number of banking outlets in the Beijing-Tianjin-Hebei rural areas was 3,138, but in 2021, the number reached 10,474, with an average annual growth rate of 8.37%. This paper fi nds that the competition level of county banking industry in Beijing-Tianjin-Hebei region is increasing year by year, but the growth rate is decreasing year by year.

Keywords


Bank competition; Beijing-Tianjin-Hebei region; Rural economy

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References


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[2] LIN de-fa,et al. “Whether Banking Competition Leads to Excessive Risk-taking of Commercial Banks-An Empirical Study on Panel Data of 15 Commercial Banks [J]. Modern Finance,2018,38(06):61-71.

[3] LI Xi-mei. “Deregulation,Competition among Banks and Regional Economic Growth” [J]. hina Soft Science,2013(09):187-192.

[4] Wataru Hirata, Mayumi Ojima. Competition and bank systemic risk: New evidence from Japan’s regional banking[J] Pacific-Basin Finance Journal. Volume 60-2020




DOI: http://dx.doi.org/10.18686/ahe.v7i8.7786

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