Analysis of the regulation and risk prevention mechanism of the online lending industry
Abstract
With the rapid development of Internet finance, the online lending industry, as an important part of it, not only promotes financial
innovation and economic development, but also faces the serious challenges of insufficient regulation and frequent risks. This paper analyzes
in-depth the regulatory status and risk prevention mechanism of the online lending industry, aiming to provide effective management and
prevention countermeasures for relevant governments and practitioners. The rapid rise of Internet finance has promoted financial innovation
and economic growth, however, the online lending industry is also facing the challenges of lack of regulation and proliferation of risks while
booming. This paper provides an in-depth analysis of the regulatory status quo and risk prevention mechanism of the online lending industry,
aiming to provide effective management and prevention strategies for relevant governments and practitioners to ensure the healthy and orderly development of the industry.
innovation and economic development, but also faces the serious challenges of insufficient regulation and frequent risks. This paper analyzes
in-depth the regulatory status and risk prevention mechanism of the online lending industry, aiming to provide effective management and
prevention countermeasures for relevant governments and practitioners. The rapid rise of Internet finance has promoted financial innovation
and economic growth, however, the online lending industry is also facing the challenges of lack of regulation and proliferation of risks while
booming. This paper provides an in-depth analysis of the regulatory status quo and risk prevention mechanism of the online lending industry,
aiming to provide effective management and prevention strategies for relevant governments and practitioners to ensure the healthy and orderly development of the industry.
Keywords
online lending industry; regulation; risk prevention; financial innovation; internet finance
Full Text:
PDFReferences
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[2] Zhang Wei. Research on Risk Assessment and Prevention of Online Lending Industry [J]. Financial Science and Technology Guide,
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[4] Chen Chen, Liu Lei. Risk prevention of online loan industry under the perspective of science and technology innovation [J]. Chinese Journal of Finance, 2021,(3): 102-110.
DOI: http://dx.doi.org/10.18686/fm.v9i1.12017
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