Analysis on the Distribution of Bank Outlets and Its Influencing Factors——Taking Sichuan Province as an Example
Abstract
2021, this paper quantitatively studies the overall characteristics and evolution rules of outlet distribution, constructs 12 indicators affecting
the layout of bank outlets in Sichuan Province according to four different types of outlet distribution areas by using the non-parametric maximum score method. The study finds that economic and financial development is still the key to determine the layout of outlets, and with the
spread of IT applications, market distance no longer restricts the cross-regional operation of commercial banks; and banks with brand disadvantages have stronger motivation to expand their outlets, which can easily lead to waste of resources and requires stronger rational guidance.
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DOI: http://dx.doi.org/10.18686/fm.v9i3.12776
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