The Role and Influence of Digital Finance on the Strategic Transformation of Commercial Banks
Abstract
With the advent of the digital economy era, commercial banks are entering an urgent trend towards digital transformation. The development of digital finance has brought new opportunities and challenges to the transformation of banks, and banks urgently need to adopt
effective strategies to promote the process of digital transformation. This article analyzes the positive impact of digital finance on the digital
strategic transformation of commercial banks, and proposes specific practical strategies such as formulating digital transformation strategies,
strengthening financial technology investment, optimizing organizational structure and processes, and strengthening digital talent construction, in order to provide useful references and guidance for commercial banks to successfully achieve digital transformation.
effective strategies to promote the process of digital transformation. This article analyzes the positive impact of digital finance on the digital
strategic transformation of commercial banks, and proposes specific practical strategies such as formulating digital transformation strategies,
strengthening financial technology investment, optimizing organizational structure and processes, and strengthening digital talent construction, in order to provide useful references and guidance for commercial banks to successfully achieve digital transformation.
Keywords
Digital Finance; Commercial Banks; Digital Transformation; Practical Strategy
Full Text:
PDFReferences
[1] Sun Hui. The Impact of Digital Finance on the Digital Transformation of Commercial Banks [J]. Market Modernization, 2024,
(20):155-157.
[2] Li Huang. Exploration of the Digital Transformation Path of Commercial Banks under the Background of Digital Finance [J].
Brand Marketing of Time honored Brands, 2024, (17):36-38.
[3] Tang Lu. Research on the Optimization of Digital Transformation Strategy of JS Bank X Branch under the Background of Financial
Technology [D]. University of Electronic Science and Technology of China, 2024.
[4] Jin Yanjun. Research on the Strategic Transformation of X City Commercial Bank under the Background of Financial Technology
[D]. Hebei University of Geosciences, 2024.
DOI: http://dx.doi.org/10.18686/fm.v10i1.13913
Refbacks
- There are currently no refbacks.
