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Digital Inclusive Finance and Urban-Rural Income Gap: Evidence from Sichuan Province in Western China

Haohong Zhang

Abstract


Against the backdrop of high-quality economic development in the new era, the imbalance in income distribution between urban
and rural areas has become an important bottleneck restricting China’s economic and social development. With the advent of the digital economy era, digital inclusive finance (DIF) has provided new impetus and vitality to rural areas, thanks to its unique advantages of improving
coverage and enhancing accessibility to financial services. This study constructs a theoretical analysis framework and empirical model based
on the panel data of Sichuan Province from 2015 to 2023, and the results show that the application of DIF significantly increases the income
of rural residents and facilitates the optimization of resource allocation.

Keywords


Digital Inclusive Finance; Urban-Rural Income Gap; Sichuan Province

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References


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DOI: http://dx.doi.org/10.18686/fm.v10i5.14178

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