Analysis of the Main Lines of Industrial Policy and Opportunities for Urban Commercial Banks During China's 14th Five-Year Plan

Abstract

This paper analyzes the basic status of China's industrial development, reveals the characteristic facts of the changes in China's primary, secondary and tertiary industries during the 13th Five-Year Plan period, and summarizes the analysis of factors affecting the changes in industrial structure. "The selective industries to be focused on during the 14th Five-Year Plan period are mainly divided into making up short boards and chains to stabilize the foundation of internal circulation and making up short boards in the circulation system to improve circulation efficiency; the functional industries to be focused on are basic research to enhance scientific and technological innovation capacity, the development of digital economy, and the energy revolution under the green low-carbon economy. In this context, urban commercial banks need to give full play to their advantages in connecting financial capital and social resources to actively expand the market of strategic emerging industries; uphold differentiated and characteristic service positioning, and play the role of participatory and complementary functions of urban finance in practicing rural revitalization strategy; constantly pay attention to climate and environmental risk management, improve the degree of awareness of climate risks, and actively apply financial technology to adapt to the new Risk management situation.