Development and Advantages of Digital Finance in the Context of the Digital Economy

Abstract

The Internet is information transfer, and blockchain realizes the combination and synchronization of value transfer and data information transfer. The advent of the digital economy era is already a trend that is fully reflected in reality. The financial system in the industrial era needs to be transformed, and the emergence of blockchain technology system has created conditions and provided opportunities for the transformation of the financial system. Digital finance, as a derivative of the digital economy, continues the essence of inclusive finance to achieve equal rights for all people to enjoy financial and credit services, and technically achieves a disruptive innovation, that is, to better enable financial products and services to cover more areas utilizing intelligent information terminals. In this regard, from the government to the private sector, from enterprises to individuals, all should be aware and prepared to keep up with the times from the concept to the behavior.