• Login
  • Register
  • Search

Study on the Influencing Factors of Purchasing Intention of Personal Finance Products in Ningxia under the Perspective of Perceived Value Theory

Xiaotong Yang

Abstract


With the development of The Times, China's bank financial products market has been a rapid development. In 2013, the China Banking Association investigated the development of China's bank financial products market. The final survey results show that in recent years, China's bank financial products market shows a very obvious rapid development trend. The number of various financial products is rising, and the scale of asset management has repeatedly reached new highs. Many banks are also actively committed to product innovation. Therefore, in the face of a wide variety of financial products, investors have a larger space in the choice. However, in such a reality, there is also a very fierce competition between different banks. Therefore, it is very important to actively strengthen the analysis of customer perceived value in order to improve the market share of their financial products.


Keywords


Perceived Value Theory; Bank Personal Financial Products; SPSS Data Analysis

Full Text:

PDF

Included Database


References


Wang JH, Gao QS, Ma JY. Behavior analysis of consumers' purchase of bank personal finance products —— Based on the multi-level logistic model [J]. Journal of Qingdao University (Natural Science Edition), 2017,030 (004): 109-116.

Zhang HM. Analysis of the factors influencing the purchase intention of financial products of small and medium-sized banks —— Take Henan City Commercial Bank as an example [D]. Zhengzhou University, 2018.

Zhang T. Construction and empirical research of customer identification matrix —— Based on the perspective of trade-off between perceived benefit and perceived risk [J]. Journal of Shanxi University of Finance and Economics, 2011 (11): 36-46.

Wang ZR, Liu ES. The complexity of structured wealth management products, the cognitive deviation and purchase intention of investors [J]. Financial Theory and Practice, 2019 (1): 8.

Liu YL. Study on the purchase intention of Internet financial products [D]. Tianjin University, 2014.

Wang Q. Research on consumer purchase intention and marketing strategy of financial products of commercial banks. Shaanxi Normal University, 2018.

Zwa B, Hong ZB, Li C. The positive side of bank wealth management products: Evidence from bank lending rate. 2021.




DOI: http://dx.doi.org/10.18686/fm.v8i2.6982

Refbacks