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A Study on the Current Situation and Risk Prevention and Control of Internet Consumer Credit for University Students

Yafei Xiao, Muhua Chen, Zilu Zhu


In recent years, Internet consumer credit has been developing and Internet consumer credit products have been innovated, and university students have become the mainstream consumer group of Internet consumer credit. This paper adopts a questionnaire survey to investigate and analyze the consumption concepts, consumption habits and consumption patterns of college students, to further understand the current situation of college students' Internet consumer credit, and to identify risks and put forward countermeasures and suggestions for risk prevention and control from three levels: the state, Internet consumer credit platforms and college students.


Internet Consumer Credit; Platforms; University Students

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DOI: http://dx.doi.org/10.18686/fm.v8i2.8639