The Enlightenment of Foreign Individual Credit Repair System to Our Country
Abstract
At present, our country has made preliminary progress in the field of individual credit repair system, but compared to the developed countries, our individual credit repair system is still in an embryonic state, there are many problems, such as the provisions for personal credit repair are scattered and lack of legal provisions in the narrow sense. According to the present legal mechanism, the implementation and development of the personal credit repair mechanism are still in the slow start stage. Today, the global credit repair system can be roughly divided into market-driven and government-driven systems, among which the United States and South Korea are especially worthy of reference in terms of personal credit legislation and the establishment of professional credit repair institutions.
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DOI: http://dx.doi.org/10.18686/fm.v8i4.8839
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