Research on the Development of Bank Green Loan Under “Double Carbon” Background

Abstract

As the core of the financial industry, the green credit business carried out by commercial banks is the key project for the sustainable development of green finance, and provides a new way for commercial banks to increase profits. The expansion of the scale of green credit has promoted the change of the capital structure of commercial banks, made a large amount of funds flow into the ecological industry, and effectively promoted its healthy development through the economic leverage effect. The healthy development of ecological enterprises is the top priority to achieve the goal of double carbon, which is the welfare of the whole society. Therefore, it is an important means for commercial banks to vigorously develop green credit business to achieve the target of carbon peak and carbon reduction. Based on this, this paper focuses on the development path of green credit business of commercial banks, and puts forward relevant suggestions according to the problems existing in green credit business.