Although small and medium-sized enterprises occupy a vital position in the development of China’s market economy, the problems of small and medium-sized enterprises, such as small scale and insufficient capital stock are more prominent, resulting in small and medium-sized enterprises being restricted by many factors in the process of capital operation, affecting the development of enterprises. So the financial management of small and medium-sized enterprises has become an important way to solve the above problems. In order to solve the above problems, the paper puts forward three suggestions for strengthening their own financial management concepts, establishing a sound financial management mechanism and improving the professional quality of financial management personnel, which can be used for the development of small and medium-sized enterprises in the new era.

This paper proposes a draft strategy of driverless freight trains in China for the future development from the prospective of railway company. The first step is to indicates that the current situation of freight trains at home and aboard. Then use quantitative analysis to predict the possible freight volume in ten years by using the data collected from the national bureau statistics, and briefly introduce the goal of the rail development in fifteen years. Further propose the vision of the driverless freight trains strategy in China and state the key stakeholders which have interests with the railway company. The following steps are taken to achieve the vision by divided the goal into three stages, short-term plan, mid-term plan and long-term plan, followed by the evolution, advantages, disadvantages, improvements and further study. In conclusion, summarizes the strategy of the driverless freight trains in China, and puts forward the suggestion that other intelligent operations can be applied for the freight loading and uploading, to achieve the whole process of freight transport fully-automatic. And also such technology can be used in other modes of transportation.

Chat GPT has become the focus of worldwide attention in recent months, as a magnificent phenomenon in the field of Artificial Intelligence this year, marking the coming era of AI. Social work, which provides welfare services, should also consider what changes Chat GPT can bring to the host's activities, and whether these changes will endanger the ethics of human society. This paper takes the elderly service of institutions as an example, uses SWOT method to try to describe the characteristics of institutions introducing Chat GPT as an auxiliary tool for service, and then explains whether AI will replace mankind.

It can be argued that visual merchandising is one of the key promotion instruments. Moreover, as a type of visual merchandising, window display may have great impact to the potential customers’ buying decisions. This can be supported by Sen, Block and Chandran(2002), they stated that ‘consumers’ decision to patronize a particular store may be based on information obtained from its windows regarding overall image and range of merchandise.’ It can be said that, Christmas is one of the most important promotion time for department stores. Arguably, In Last Christmas, John Lewis’ showcase has obtained the public’s praise. Therefore, this report will analyze John Lewis 2013 Christmas window display.

This paper will discuss the relationship between aging population and economic growth, and how other factors influence the relationship to provide a qualitative analysis for the new economic crisis. The two variables need to be controlled in this paper are health expenditure and income situation.

The volume of bilateral commerce between China and the United States has increased quickly since those links were established, and the trade gap between the two nations has also been widening year after year. The tariffs between China and the US started to rise in 2018, gradually hurting agricultural products. Nearly all agricultural items traded between China and the US in bilateral commerce are included in the three lists of goods susceptible to extra tariffs that have been jointly released by both parties. The trade of agricultural goods is well-known to play a significant part in Sino-US commerce. This article analyzes the characteristics of agricultural product trade between China and the United States from 2015 to 2019 using relevant data and various indicators, and puts forward corresponding suggestions for the future development of agricultural products in China.

India is a populous country second only to China and the second largest developing country in the world. Although the trade level between the two countries has achieved significant results, the trade situation between India and China does not match the market size caused by its population and economic size. India should have become an important destination for China to expand trade, but the issue of trade imbalance between China and India is becoming increasingly serious, constantly hindering the development of trade between China and India. This article selects factors such as economic development level and population size to analyze the influencing factors of Sino-Indian trade. This article expands on the traditional gravity model and adopts a new model for empirical regression experiments. Based on the regression results, summarize the factors that affect the trade imbalance between China and India and draw a conclusion.

Crowdsourcing is a new organizational concept cited by companies, which refers to the acquisition, selection, evaluation, and integration of new ideas proposed by individuals outside of employees within the company. It is changing the company's operational model. Through a case study of PharmaFX, a large European pharmaceutical company, this paper discusses the impact of crowdsourcing in the form of crowdsourcing on the company. In addition, this article will also discuss whether crowdsourcing has a positive or negative impact on the company through three themes: cost, motivation, and platform collaboration. Finally, through Case study, the cost of the enterprise will directly affect the operating profit of the enterprise. Motivation mainly refers to changing a company's business model and breaking the thinking limitations brought about by company personnel. This will bring innovative ideas that are more suitable for the company's development and bring more profits to the company. Collaborating with crowdsourcing platforms helps companies find more partners, collect more innovative ideas that are beneficial to the company, and help the company save product costs. Therefore, this article confirms the purpose of this article through three themes: cost, motivation, and platform cooperation, that is, crowdsourcing is beneficial for the development of the company.

Entrepreneurship education becomes a prevalent focus in China these years. This happens for the reason that youngsters are having consciousness on doing business, especially young researchers whom have technological achievements want to transfer them into products through through beginning a business. The government supporting this status by stated quite a few documents to encourage young people to do entrepreneurship. Chinese universities respond the policies by cooperating with companies as internship in order to foster youth entrepreneurship. This research will emphasize how China foster youth entrepreneurship, what approaches will the China government use, and what are the results of implementing entrepreneurship education. At the discussion, the research will discuss some samples from developed countries to suggest which orientations could be beneficial to China to make its entrepreneurship education more better.

Investment decision-making is a complex process influenced by various factors. This study explores the relationships between cognitive biases, investor behavior, financial literacy, regulatory policies, and technology in investment decision-making. A quantitative survey method was used to collect data from 30 participants of varying demographics and investment experience. The data was analyzed using correlation and regression analysis to determine the relationships between the variables. The findings of this study indicate a significant negative correlation between cognitive biases and investor behavior. Additionally, there is a positive correlation between financial literacy and investor behavior, and between financial literacy and technology. The results also show that regulatory policies and technology have a positive relationship. The regression analysis suggests that cognitive biases and financial literacy are significant predictors of investor behavior. The implications of these findings are significant for both investors and financial advisors. By understanding the relationships between these variables, investors can make more informed decisions and financial advisors can develop strategies to mitigate the impact of cognitive biases on investment decision-making.

A city that has core competencies that cannot be replicated or imitated can take the lead in the new development landscape of the future. The key factors influencing the core competitiveness of a city are urban capacity and urban potential. How a city's policy makers and managers identify, apply and effectively integrate these core competitiveness issues is fundamental to whether a city can develop in the long run and attract development resources. This paper adopts a scientific and systematic analysis model from the perspective of city development strategies, taking the fundamentals of cities, city management capabilities, the overall national strategies and future development directions as the entry point, and provides an in-depth analysis of what core competencies cities possess at this stage, and the challenges and opportunities they must face. Through the study of the city's talent pool, production capacity and technological innovation development, the shortcomings in the city's development are identified and unearthed, and what core competitiveness elements should be possessed in the future development of the city are determined.

The capitalized market of scientific and technological achievements in our country has made great contributions to the transformation of scientific and technological achievements and the development of society since it came into being in the 1990s. But there are still a series of problems. In this paper, the capitalized market of scientific and technological achievements and the problems existing in the transformation of scientific and technological achievements in colleges and universities are analyzed in detail. Countermeasures for improvement are proposed.

This paper analyzes the relationship between internal control quality evaluation and enterprise performance in domestic enterprises, discusses the factors that affect the results of internal control quality evaluation in listed companies, and puts forward suggestions to improve the internal control quality evaluation system.

At present, big data technology is developing rapidly in our country, and financial management is gradually integrating with big data technology along with the social development trend. In this process, there are some problems in enterprises, such as lack of high-quality financial management talents, low sharing of financial management information, low awareness and level of financial risk management. The traditional enterprise financial management work mode and work content have not kept up with the pace of enterprise development in the era of big data. In view of the existing problems, this paper puts forward the corresponding optimization strategy, in order to improve the effect of enterprise financial management in the era of big data.

As the world becomes increasingly interconnected, the role of translators in facilitating communication between diverse cultures has grown in significance. This paper examines the crucial importance of developing cross-cultural communication competency in college translation teaching. Effective translation goes beyond linguistic accuracy; it requires a deep understanding of cultural nuances, norms, and beliefs to ensure that the intended meaning is conveyed accurately and respectfully. This study highlights how cross-cultural communication competency equips translators with the skills to navigate cultural differences, preserve cultural identity, and foster inclusive and effective communication. By emphasizing intercultural training and providing exposure to diverse cultural experiences, college translation programs can prepare students to become proficient translators capable of bridging linguistic and cultural gaps in our increasingly globalized world.

The profitability analysis in this report compares the return on equity (ROE), marginal income, and return on net operating assets (RNOA) of iQIYI and Netflix. Regarding ROE, iQIYI has been experiencing negative ROE, indicating that the company has been operating at a loss and its profitability is below average. In contrast, Netflix has maintained a positive ROE, indicating profitability and value generation for shareholders. However, iQIYI's net loss has been declining, and its ROE has been increasing, suggesting a gradual recovery in profitability. The differences in ROE between iQIYI and Netflix can be attributed to their financial performance, business models, and cost structures. Netflix's positive ROE is a result of consistent growth, increasing net profit, and successful equity investments. On the other hand, iQIYI's negative ROE reflects financial challenges and losses incurred in recent years. The analysis of marginal income reveals that Netflix outperforms iQIYI in terms of net income and sales, with Netflix's sales being approximately six times larger. Factors contributing to the differences in marginal income include market dominance, content offerings, pricing strategy, and operational efficiency. Netflix's global recognition, high-quality content, pricing strategy, and operational scale have enabled higher sales and profitability compared to iQIYI.The analysis of RNOA shows that Netflix has a significantly higher RNOA ratio compared to iQIYI, indicating higher efficiency in generating profit from operating activities. iQIYI's negative RNOA ratio suggests its inability to generate profits from operating activities. However, iQIYI's RNOA ratio has shown significant improvement in 2020 compared to 2019, indicating enhanced profitability. Factors contributing to the differences in RNOA ratios include competition, content production costs, subscriber growth, cost optimization measures, and monetization strategies. In conclusion, Netflix demonstrates better profitability than iQIYI in terms of ROE, marginal income, and RNOA. Netflix's consistent growth, international expansion, high sales, and operational efficiency contribute to its superior profitability. iQIYI, although facing challenges, shows signs of improvement in its profitability indicators. The differences between the two companies can be attributed to various factors such as financial performance, business models, cost structures, market reach, content offerings, pricing strategies, and operational efficiency.

In August 2022, inflation in Singapore soared to 7.5%, and the CPI for all items for general households rose by 6.1 per cent, higher than the 2.3 per cent increase in 2021 (Singapore Department of Statistics, 2023). This work uses AD-AS model, exchange equation (primarily money supply and velocity of money), and the concept of “hot money” to identify and comprehensively evaluate factors causing inflation in Singapore in 2022. This work also includes four key recommendations to the Singapore government and the Monetary Authority of Singapore (MAS) based on the overall conclusion reached in the last section of this essay.

China's market economy is gradually maturing, with the support of national policies, the development speed of small and medium-sized enterprises (SMEs) is increasing, which greatly promotes the development of the national economy. The existence of SMEs not only injects strong driving force into the country's economic development but also effectively alleviates the increasingly prominent problem of employment pressure in recent years. However, financing difficulties are still the main problem restricting the development of SMEs ^[1]. In this context, supply chain finance has emerged. This financing model is highly compatible with the characteristics of SMEs and can effectively meet the financing needs of small and medium-sized enterprises ^[2]. Therefore, a further in-depth analysis of the supply chain financing methods for SMEs is of great practical significance. Traditional financing models can no longer meet the financing needs of SMEs. Supply chain finance has many advantages, such as providing a way for smaller-scale enterprises to obtain loans. However, we find that supply chain finance may still involve risks through the establishment of risk models. To address this issue, it is necessary for banks and companies at the core of the supply chain to establish a new type of cooperative relationship and actively leverage their strengths to promote the better development of this new financing model. This paper first elaborates on the basic concept of supply chain finance. Then, it analyzes several problems currently existing in supply chain finance and establishes relevant game models to explain these problems, such as moral hazard. Finally, this paper suggests that banks and core companies in the supply chain need to establish a new type of collaborative relationship to promote the development of supply chain finance ^[3].

With the rapid development of financial technology, the accounting industry has also ushered in unprecedented challenges and opportunities. Firstly, the application status of financial technology in the accounting industry was sorted out in detail, including automated accounting, big data analysis and forecasting, blockchain accounting, and the application of artificial intelligence in accounting decision-making. Then, the challenges brought by the emerging financial technology to the accounting industry are analyzed, including the learning pressure caused by rapid technological updates, data security and privacy protection issues, and the conflict between financial technology and traditional accounting rules. Aiming at these challenges, corresponding countermeasures are proposed. It is expected that through these strategies, the accounting industry can better adapt to and utilize emerging financial technologies, and promote the innovation and development of the accounting industry.

The transformation of grassland resource function has caused major changes in its management mode and use function, and led to the escalation of the contradiction between protection and production. The development of grassland ecotourism industry is a good way to alleviate this problem, which can drive the local economic development and help poverty alleviation and prosperity, and is conducive to consolidating the achievements of poverty alleviation in the grassland area and realizing the goal of rural revitalization. Selection with typical characteristics of northern grassland Gansu Gannan Tibetan autonomous prefecture Xiahe county as the research object, take typical example analysis research-key problem focus search, effective measures for the solution, in view of the current situation in the system of lack of tourism, insufficient income, single, narrow coverage, seasonal limited problems, put forward to improve the mechanism of poverty alleviation, integrated linkage development, support characteristic industry, broaden the propaganda way, development characteristic five special measures such as events, effective power development of xiahe county grassland tourism poverty alleviation.at the same time,It is hoped to provide reference and inspiration for promoting the development of national grassland tourism poverty alleviation.

The formation of Chengdu-Chongqing economic circle makes the coordinated development of Chengdu-Chongqing regional economy become an important topic. To realize the goal of "Chengdu-Chongqing Economic Circle", we must promote the industrial cooperation in the region in a scientific and reasonable way. Although the new energy vehicle industry is a bright spot in promoting the economic development of the two places, there are still problems such as homogeneity of industry structure, vicious competition between regions, and weak infrastructure. Therefore, from the perspective of new regionalism, this paper puts forward corresponding policy suggestions on the coordinated development of new energy industries in the two places.

In the form of the review of the literature, this study elaborated the concept of virtual team shared leadership, reviewed the relevant research results of virtual team shared leadership, analyzed the influencing factors and the action results, and put forward the future outlook, so as to provide reference for the future research of virtual team shared leadership.

The article mainly analyzes the 2021 annual report of Guizhou Maotai Liquor Company Limited, through the background analysis of Guizhou Maotai Liquor Company Limited, financial ratio analysis, from the company's current ratio, quick ratio, gross margin and other analysis of the company's solvency and profitability, but also the quality of financial position, and concluded that the enterprise is an operation-driven enterprise, from the allocation of resources, the quality of project funds Ltd. was analysed in terms of resource allocation, quality of project capital and other aspects. Finally, the company's development prospects were forecasted, concluding that Guizhou Maotai needs to innovate with multiple brands, categories, scenarios, channels and consumer groups to be able to sustain its growth and continue to take a leading position among its peers.

Market volatility prediction is of great significance in the financial field, and is crucial to investment decision-making and risk management. In order to predict market volatility more accurately, high-frequency data and mathematical financial methods will be combined. High-frequency data provide more detailed market information, while mathematical financial methods provide rigorous models and tools. By combining high-frequency data and mathematical financial methods, it is expected to achieve accurate forecasting of market volatility. Specifically, it is hoped that it can reveal the volatility asymmetry and volatility aggregation of market volatility, and provide real-time and dynamic volatility forecasts. This will help investors and risk managers to better understand and assess market risks, so as to formulate more effective investment and risk management strategies.

The world economic growth declined from 6.0 percent in 2021 to 3.2 percent in 2022. Global trade has shrunk by 8.9% since 2020 as well (world bank data). China adopted Zero-Covid policy during 2020-2022.The Chinese transportation industry have been impacted negatively. The three perspectives: administration cost of transportation industry, the offshoring of Chinese secondary industry, Chinese financial transportation have been affected seriously. So the online-administrative system, the development of cross transportation and the adjustment of the focus on transport capacity may be the solution to reduce the impact of Zero-Covid policy on the Chinese transportation industry.

With the rapid development of the electric power enterprise and the further reform of the electric power system, internal audit has become an important part of the modern enterprise system. Internal audit is of important meaning to perfecting the corporate governance and improving the enterprise internal control system.As a result, power grid companies’ management authorities have paid great attention to it increasingly. Based on the definition of internal audit, this article discusses the key and the difficulty of grid corporation internal auditing at first. Then it analyzes the problems existing in the internal audit and explains the reasons. Finally it puts forward the basic train of thought for the internal audit optimization design, in order to make the internal audit play its proper function and role.

The Body Shop International PLC was a skincare company founded by Anita Roddick1. The main objective of the project is to calculate the External Financing Needs (EFN).In arriving the EFN we will be providing the management with a set proforma financial statements for the projected years were finished by using percentage of sales method, based on the historic data from 1999 to 2001. Additionally, we will examine our scenario results and provide management recommendation accordingly.

Based on the data of China Household Tracking Survey in 2020, this paper studied the change of female salary and the decomposition of salary difference caused by Internet application, as well as the heterogeneity and internal influence mechanism of population Internet application on the change of female salary gap at different stages. The study found that Internet use has a significant positive impact on the overall wage level and significantly reduces the gender wage gap. With the increase of income quantile, the average gap of per capita income between men and women has gradually narrowed, and the problem of income imbalance between men and women in low-income groups has become more and more serious.

China is a vast country with a large rural household population, which has evolved from a traditional farming country. With economic development, the problem of ageing is becoming increasingly serious and rural pension insurance is receiving unprecedented attention. In this paper, the history of China's pension insurance development and related policies are explained in detail, the weaknesses of the country's pension insurance development are analysed, a socialist rural pension insurance legal system suitable for China's national conditions is established, and measures such as fine grass-roots services and the establishment of a government platform for the employment of surplus rural labour are taken to realize that the elderly in rural areas can have a sense of security and security in their old age.

With the increasing challenges of the global energy shortage, environmental pollution, and driving safety, the new energy vehicle industry is gaining more and more attention from enterprises and people. As the leader in new energy pure electric vehicles, Tesla has created a new concept of manufacturing cars with internet thinking and opened up a whole new segment of the automotive market.This paper takes Tesla's entry into the Chinese market as an example and explains Tesla's marketing strategy based on questionnaire data. In addition, a survey was designed and placed on a highly active forum in China to obtain the basic characteristics of Tesla users and what they think, and then the data were analyzed according to the STP theory in marketing to analyze its market segmentation, target market, and market positioning. The paper also provides a comprehensive account of Tesla's marketing strategy in terms of price strategy and brand maintenance strategy.

In the context of RCEP, Singapore, as one of the old ASEAN countries, is one of the most advantageous countries for investment in Southeast Asia and the world. Based on the data from MAS and the World Bank, this paper adopts the investment environment rating method and analyzes Singapore's investment environment in a more comprehensive manner, starting from eight indicators, including capital withdrawal, foreign equity, degree of foreign business discrimination and control, currency stability, political stability, willingness to grant tariff protection, degree of local capital availability, and inflation rate in the past five years, etc. The results of the study show that Singapore's investment The results of the study show that Singapore's investment environment is outstanding, with an investment environment score of 88. Finally, this paper proposes reasonable countermeasures for China to learn from Singapore in view of the existing problems.

This article empirically studies the environmental provisions in Chinese international investment treaties, discussing their characteristics and implications. It aims to explore how China deals with the conflict between the protection of the environment and international investment during its treaty practice. Among all of the 141 investment treaties signed by China, only 21 treaties contain environmental provisions, which can be divided into three types: preamble provisions, environmental cooperation provisions, and exception clauses. None of the adjudicated investment arbitration cases involving China has been decided based on environmental provisions. The challenges before specific environmental clauses play a significant role in an arbitral tribunal may include (1) the absence of abundant environmental clauses in investment treaties; (2) the limited effectiveness of the existing environmental clauses; (3) the restricted arbitral consent clauses signed by China; and (4) the amicable settlement preference in traditional Chinese culture.

The new development trend of the network economy has become the starting point for the transformation and upgrading of traditional industries in the whole society. "Internet + logistics" can not only develop the new economy but also enhance the traditional economy. This paper takes the logistics industry of Mianyang as the research object, using quantitative and qualitative analysis to analyze the current situation of the logistics industry, find out the solutions, promote the optimization and upgrading of the logistics industry, and promote the development of the regional economy.

As a leader in the robotic vacuum cleaner industry, Ecovacs has been deeply involved in the field since its establishment in 1998. This paper is based on Ecovacs' financial statements from 2019 to 2022 and conducts a comprehensive analysis of Ecovacs from the perspectives of strategy, accounting,finance,and prospects based on the Harvard framework. It identifies current issues and provides suggestions,aiming to provide more possibilities and reference value for Ecovacs' future development direction.

This study focuses on the recent M&A activities in luxury industry. The interest of investors in the industry has never been greater than ever, and there has been a remarkable consolidation not long ago. From 2007 to 2017, top 30 luxury companies in the luxury industry made 31 major acquisitions, and an event study is conducted to test this hypothesis. Acquirers have indeed achieved significant positive abnormal returns on the anniversary. However, in the long window period, the acquirers tend to perform below the expected return, contrary to the short-term performance.

With the development of mobile internet, cloud computing, big data, artificial intelligence and other technologies, the e-commerce industry has grown rapidly globally and has become an indispensable part of the global economy in recent years. This report will analyze SHEIN's business model by analyzing its customer value proposition, revenue model, market space, main competitors, company comparative advantage, and market strategy. Based on the research on SHEIN, this article suggests that the e-commerce industry create a more intelligent and data-driven e-commerce platform, expand diversified procurement channels and pricing strategies, and fully utilize social marketing media to promote the sustained and healthy development of the e-commerce industry.

This paper aims to study the innovation of assessment methods for international business etiquette courses. Traditional assessment methods place too much emphasis on theoretical knowledge and lack practical ability cultivation. To make up for this deficiency, this study proposes a practical assessment method to better evaluate students' application abilities in international business scenarios. The new assessment methods include role-playing, case analysis, and on-site visits. Through role-playing, students can simulate business scenarios, cultivate communication skills and team cooperation abilities. Case analysis requires students to analyze real business cases and propose solutions to cultivate their ability to identify and solve problems. On site visits allow students to visit companies or participate in international business activities, experiencing and applying the knowledge of business etiquette firsthand.

In recent years, overseas mergers and acquisitions have gradually become one of the important ways for Chinese enterprises to acquire innovative technology. This paper systematically reviews the relevant literature at home and abroad based on the role and influencing factors of overseas M & A on enterprise innovation performance. Studies have shown that there are both positive and negative effects on the impact of overseas mergers and acquisitions on enterprise innovation performance. In addition, the effect of overseas M & A on enterprise performance innovation is different between enterprises with different equity nature and host countries. On this basis, this paper discusses the future research direction of the relationship between overseas M & A and innovation.

With the rapid development of modern network information，the Internet of Things has entered the homes of ordinary people. Data has become one of the factors driving social and economic development, and data is becoming increasingly important for enterprises and society. This article mainly considers the enterprise data security management from the eight dimensions of enterprise data collection, data quality, data processing, data evaluation, data development and application, data supervision, data storage, data release and dissemination. The purpose is to establish a perfect enterprise data security management framework, find the problems in the current enterprise data security management, and put forward feasible suggestions from different aspects.

The purpose of this study is to explore the influence of digital economy on the development level of China's export trade under the background of rapid global economic development, and to analyze the process of this influence.  It is found that the development level of digital economy has no significant negative impact on the development of export trade. In terms of regional heterogeneity, the development of digital economy has a stronger and positive impact on the development of export trade in western China than in central and eastern China. This paper puts forward some targeted policy suggestions.

With the transformation of the main contradictions in Chinese society, the goal of social and economic development has shifted from rapid economic development to high-quality economic development. In the new era, China's economic development is facing new problems such as quality improvement and deceleration, structural transformation and dynamic change. Realizing economic structural transformation, kinetic energy conversion and balanced development has become the primary goal of economic development. By reviewing the status quo of the integration and development of the digital economy and traditional industries and sorting out the theoretical logic of the digital economy promoting the transformation and upgrading of the industrial structure, this paper puts forward some effective paths for the digital economy to empower the ecological transformation of the industrial structure, in order to provide some suggestions for seizing the dividends of the digital economy and promoting the ecological transformation of the industrial structure.

During the rapid economic expansion of China, all industries, notably those associated with financial and insurance, are making profits from this rare opportunity. However, the competition is fierce. Therefore improving risk control capabilities and limiting the probability of risks in the business process could be a practical approach to enhance the market share, which is critical to the survival and development of financial enterprises. The ability to evaluate and hedge risks using knowledge from the actuarial sector is a key tool for risk prevention, thus, the operation of financial organizations dramatically benefits from having actuarial abilities. Based on this, this paper investigates the current challenges of actuarial calculations and proposes actuarial risk control strategies, hoping to assist financial insurance enterprises in effectively controlling financial risks and providing references for relevant staff of financial work.

The impact of the salary gap between executives and employees on corporate performance has always been a hot topic in academic circles, but from a horizontal perspective, there are few studies on the salary gap between employees at the same level and between different companies. This paper’s target is to inquire into the salary gap of lower paid employees on firm performance. This paper collects the opinions of ordinary employees on the salary gap of enterprises through questionnaire survey, and selects the employee salary data of listed companies from 2014 to 2022 in China for regression analysis. This paper finds convincing evidence that, from the perspective of the average employee, the pay gap between peers is a better motivator for them to work hard. According to the regression results, it is found that wage difference of lower-paid employees is positively correlated with corporate performance, but the correlation coefficient is not significant, which indicates that it is may not a simple linear connection. It shows that the excessive salary gap will also limit employees' attention to their own interests, and then affect corporate performance.

The financial system is an indispensable component of the modern economy. As an important risk of the financial system, systemic financial risk has a significant impact on economic stability and development. Financial and fiscal linkage refers to the interrelationship and influence between financial and fiscal policies. With the close relationship between finance and treasury, the causative factors and preventive measures of systemic financial risk have also received increasing attention. The purpose of this paper is to analyze the main causes of systemic financial risk from the perspective of financial and fiscal linkage, and then discuss the corresponding preventive measures, so as to provide theoretical support and policy recommendations for financial stability and sustainable economic development.

We consider the case that consumers have strong green preference, that is, consumers value remanufactured products more than new products. With the goal of maximizing the profit and social welfare of the original product manufacturer and the remanufacturer respectively, this paper study the impact of consumer green preference degree, optimal profit and maximum social welfare value were investigated by using two-stage Stackelberg game analysis and backward induction. The results show that: (1) With the increase of consumers' green preference, the optimal price of stage 2 products increases, and the price of remanufactured products increases significantly; However, the price of new products in stage 2 gradually decreases. In addition, with the increase of consumers' green preference, the profit value of the original product manufacturer decreases gradually, while the profit of the remanufacturer increases gradually. In addition, consumer surplus increases with the increase of green preference, but the growth rate is slow. 2) With the increase of consumers' green preference, the optimal pricing of new products shows a decreasing trend. However, there is a unique threshold to distinguish the influence of green preference coefficient on the optimal price of remanufactured products. When consumers' green preference is greater than the threshold, the optimal price of remanufactured products is positively correlated with it. Overall, the Original Product Manufacturer's profit decreases with the increase of consumers' green preference, while the remanufacturer's profit increases first and then decreases. When the goal is to maximize social welfare, the pricing of new products is the cost of new products, and the optimal pricing of remanufactured products increases gradually with the increase of consumers' green preference. When pursuing the maximization of social welfare, only the existence of external incentives can achieve the maximization of social welfare. Therefore, the accurate positioning of remanufactured products, the comprehensive understanding of consumers' preference for remanufactured products and appropriate government incentives have a significant impact on the optimal pricing decision of products and the profit of remanufacturers.

With the development of economy, people 's consumption demand has been upgraded, pursuing high quality and high safety of fresh food. At present, the development of cold chain logistics in China is lagging behind, and a unified standard logistics system has not yet been formed, which brings difficulties to the development of fresh e-commerce industry. This paper takes Daily Fresh as an example to analyze the problems existing in its cold chain operation, and explores the innovative mode of efficient and healthy development of cold chain logistics of fresh agricultural products, so that the fresh industry can better create customer value.

The development of digital technology is constantly changing, and the digital economy has empowered all walks of life and brought great economic benefits, leading the high-quality development of China's economy. This paper takes the main canal area of the western land and sea new corridor as the research object, introduces the current status quo and goals of the development of the digital economy in the region, and puts forward targeted issues of the development of the digital economy in combination with the economic and social situation of the main canal area of the western land and sea new corridor. It focuses on the problems of regional integration of digital economy development, insufficient and unbalanced digital economy development, and the existence of many shortcomings in the construction of the main canal of the western land and sea new corridor, elaborates on the negative impact of these problems on the western land and sea new corridor, and puts forward corresponding policy recommendations.

With the development of science and technology, digital economy has become an important force to promote economic development, based on digital technology, with digital production, management and communication methods, changing the life and business model. In the urban economy, the digital economy also plays a role that cannot be ignored. This paper analyzes the impact and potential risks of digital economy on the development of urban economy, and puts forward some strategies and suggestions to promote the integration of digital economy and urban economy.

This paper calculates the value of tourism customers, collects and identifies the tourism interests of customers according to the estimated results, optimizes the processing method of customer interest samples based on hybrid neural genetic algorithm, and improves the steps of tourism customer loss prediction. The results show that the prediction method of tourism customer turnover based on the mixed neural genetic algorithm improves the prediction accuracy of customer turnover.

To better analyse the patterns, pathways, and endogenous forces of China's industrial digital transformation, an empirical analysis was conducted on three regions: Jiangsu, Guangdong, and Henan, using the case study method. This includes a graded practice of industrial digital transformation in six provinces including Shanxi, Guizhou, and Ningxia, and a review of their degree of digitization. Three types of provinces were identified: innovation-led, steady-growth, and development-cultivation, along with their respective transformation patterns. Then, an analysis was carried out on these regions. Through the analysis of four elements, the driving mechanisms of regional industrial digital transformation were revealed, and considering the urgent requirements and constraints for industrial digital transformation at present, paths and strategic suggestions for realizing industrial digital transformation were provided.

Behind the High Valuations of New Energy Vehicles Lies a Series of Risks, and these Emerging Companies are Profoundly Changing the Global Automotive Industry Landscape. In China, a group of new energy vehicles, such as Shanghai NIO Limited, has risen rapidly. However, high valuations bring potential challenges. This article will analyze the R&D investment, beta coefficient, and current ratio of NIO Inc. to explore the impact of R&D investment on the company's risk resilience.

With the rapid development of artificial intelligence technology, the financial industry is facing new challenges and opportunities. The identification, prediction, monitoring and control of financial risks has become an important task for financial institutions and regulators. The extensive application of artificial intelligence provides new ideas and tools for financial risk management. The purpose of this paper is to explore the application of artificial intelligence in financial risk management, and study the corresponding preventive strategies to improve the stability and security of financial system.

Under the trend of global integration, when countries trade more and more closely, if companies want to occupy a place in the global economic system, they need to pay more attention to marketing. As the market environment continues to change, so does the marketing model. For domestic enterprises, the traditional marketing model can no longer meet the actual needs of their long-term development, which requires enterprises to analyze and study the current problems of enterprises according to the current development direction of marketing, and on this basis, formulate corresponding innovative strategies, so that enterprises can better adapt to the development trend of the times.

The integration of the world economy has promoted the exchanges and cooperation among countries in the field of trade. In order to meet the needs of the development of international trade, the methods of international settlement are constantly evolving, showing the characteristics of diversification and personalized development. International settlement refers to the payment of claims and debts in currency or the transfer of funds between countries due to political, economic, cultural, diplomatic and other aspects of communication or contact. Among them, international settlement with a trade background is called trade international settlement, while those without a trade background are called non-trade international settlement. Non-trade international settlement is mainly based on remittance, the operation is relatively simple and the risk is small. Under normal circumstances, the international settlement of trade is more complicated and risky.

In the context of promoting common prosperity in China, it is particularly important to prevent large-scale poverty returns and consolidate the achievements of poverty alleviation. Based on the CHFS micro survey data, this paper constructs the household poverty vulnerability index and empirically tests the moderating effect of entrepreneurial vitality on the inhibition of household poverty vulnerability by digital finance. The results show that: digital finance can significantly inhibit household vulnerability to poverty, and the effect of coverage breadth is more prominent. Second, entrepreneurial vitality can strengthen the inhibitory effect of digital finance on household poverty vulnerability, and the strengthening effect on coverage breadth is more obvious. Third, there is significant heterogeneity in the moderating effect of entrepreneurial vitality on digital finance inhibiting household vulnerability to poverty, and the moderating effect is more significant in the eastern and central regions with better digital infrastructure. This study provides empirical evidence for evaluating the poverty reduction effect of digital finance and entrepreneurial vitality and also provides policy references for promoting the construction of common prosperity.

Housing Provident fund is an institutional fund pool established by the Chinese government specifically for housing consumption. This article aims to analyze the impact of China's housing provident fund on housing consumption and the economy. By studying the operating mechanism, policy implementation, and economic data of the housing provident fund, we conclude that the fund plays a positive role in promoting housing consumption, increasing housing purchasing power, promoting the development of the real estate market, and is of great significance for economic growth and social stability.

Nowadays, the Internet channel has become an indispensable factor in the process of investment decision-making:in the financial market, information circulation speed, transmission range, investors combined with the existing information choice,prediction and analysis of potential risks, as well as the internal connection between information and related degree, are investors to related financial products or optimistic or negative important judgment factors. This paper mainly analyzes the influence of Internet channels on the financial enthusiasm of investors by constructing digital models.

The proposal of the "dual carbon" goal has brought new development to the development of the new energy industry. In the process of operation and operation, new energy enterprises have exposed many problems in their financial internal control, and these problems directly affect the economic benefits of enterprises. Therefore, it is very important for new energy enterprises to improve the quality of financial information disclosure and improve the operational efficiency of new energy enterprises. Based on the importance of financial internal control of new energy enterprises, this paper analyzes the existing problems of financial control of new energy enterprises in China from the aspects of lack of financial supervision system, weak internal control awareness of managers and low ability of enterprise risk identification, and then puts forward corresponding optimization strategies from the aspects of improving the financial internal control system, improving the internal control awareness of enterprise decision-makers, and strengthening the construction of enterprise financial risk prevention.